Welcome to Best Final Expense Rate (“We” or “Us”). Best Final Expense Rate (“Company”) provides the Website and its services to you (“Customer”), subject to the following terms and conditions (“Terms and Conditions”), including any supplemental terms and agreements posted on the Website and/or referenced below.
Please read these Terms and Conditions carefully. They contain important information regarding your rights, obligations, and limitations when using our Website and services. By using or browsing the Website, you accept these conditions. If you do not agree to these terms, please stop using the Website. The Customer agrees to be bound by the terms and conditions listed below.
Supplemental Terms and Agreements
- Privacy Notice: Describes how Best Final Expense Rate collects, uses, and shares your personal information.
- Supplemental terms and conditions, agreements, or documents posted on the Website may be incorporated herein by reference. We reserve the right to modify these Terms & Conditions at any time, at our sole discretion. We will notify you of any changes by updating the “Last updated” date of these Terms & Conditions, and you waive any right to receive specific notice of each such change. It is your responsibility to periodically review these Terms and Conditions. Each time you access the Website, you will be subject to and deemed to have accepted the applicable Terms and Conditions.
Disclaimer
Best Final Expense Rate provides information on final expense insurance and related services. We do not sell insurance directly but assist in connecting you with trusted insurance providers. Prices, terms, and services are subject to change without notice. Best Final Expense Rate is not responsible for any errors or omissions related to information displayed on the Website.
General Conditions
We reserve the right to refuse service to anyone at any time, for any reason. We may limit the services offered or the quantity of insurance providers listed, based on individual needs or preferences.
You understand that your communications with us through the Website may be transferred across various networks and may undergo technical changes to adapt to different network requirements.
Tax/Duty/Customs
Since our services are related to insurance and not physical products, no sales tax will apply to transactions involving insurance services. However, any local tax that may apply to services or premiums provided by third-party insurance providers is your responsibility.
Risk Assessment
To protect against fraud and ensure proper coverage, Best Final Expense Rate uses risk assessment tools to evaluate the data provided by potential customers. If a transaction or customer profile raises concerns, we may decline to proceed with the connection to insurance providers or request additional verification. This process is in place to protect both the customer and the insurance provider.
Pricing Policy
Best Final Expense Rate does not sell insurance products directly and thus does not set or control prices. The price for final expense insurance is determined by the provider you choose. We provide you with options based on your preferences and needs, but any changes in pricing are beyond our control.
While we make every effort to ensure that the information provided on the Website is accurate, pricing and availability for insurance plans are determined by the individual providers.
Change or Modify Service Requests
Since we facilitate connections between you and insurance providers, you may request modifications to your application, provided that the application has not already been submitted to the insurance provider. Please contact us via our Contact Us form or call us at (insert contact number) to make changes. Please note that changes may delay the process or affect the outcome of your application.
Cancel Services
If you have submitted an application through our site and wish to cancel, you may contact us immediately. However, once the application has been processed by an insurance provider, cancellation is subject to the terms and conditions set by that provider. Any requests for cancellations after the application is submitted must be made directly to the insurance provider.
Processing Time
Our processing times for matching you with a final expense insurance provider can vary depending on various factors such as application volume, provider responses, and other circumstances. You will receive email notifications as your application progresses, and we will keep you informed at each stage.
Order Status
Best Final Expense Rate will update you with notifications when your application is processed or when a match is made with a provider. It is your responsibility to follow up with the insurance provider for the status of your coverage. You may view the status of your application by logging into your Best Final Expense Rate account if applicable.
Accounts
To use certain features of the Website, you may be asked to create an account by providing personal information, including your name and email address. You agree to provide accurate and up-to-date information. Best Final Expense Rate reserves the right to take action against users who misrepresent their identity. You are responsible for maintaining the confidentiality of your account details, including your password.
Purchases May Not Be Resold or Exported
Since we do not sell insurance directly, this section is not applicable to our services. All services provided are intended for personal use only, to assist you in connecting with insurance providers.
Warranty Service
Best Final Expense Rate does not provide warranties for insurance policies. Insurance policies and services are provided by third-party providers, and any warranty or guarantees for those services are the responsibility of the individual insurance company. You must contact the insurance provider directly for any warranty or service-related concerns.
Disclaimer of Warranties
Best Final Expense Rate makes no warranties regarding the availability, pricing, or performance of insurance policies or services offered by third-party providers. We strive to connect you with reputable providers, but we cannot guarantee the outcome or terms of any insurance policy.
Insurance Information and Performance
We work to provide accurate information about final expense insurance products. However, the Best Final Expense Rate is not responsible for any discrepancies in product details or variations in policy performance, as these depend on the individual insurance provider.
Governing Law and Jurisdiction
Disputes arising from these Terms and Conditions or your use of Best Final Expense Rate’s services will be governed by (insert state location) law. Legal actions must be filed in the state courts of (insert state location).
Intellectual Property Rights
All content on Best Final Expense Rate’s website, including text, graphics, logos, and software, is the property of Best Final Expense Rate or its licensors and is protected by copyright and trademark laws. Users may not reproduce or distribute any content without prior consent.
Electronic Communications
By interacting with Best Final Expense Rate online, you consent to receive electronic communications regarding your application and services. These communications satisfy any legal requirement for written notice.
Telephone Communications
Calls with the Best Final Expense Rate may be recorded or monitored for quality purposes. By providing your phone number, you consent to receive non-telemarketing calls related to your inquiries or services.
Limitation of Liability
Best Final Expense Rate is not liable for any indirect, incidental, or consequential damages arising from the use of our services. Our total liability is limited to the amount paid for any service-related fees, if applicable.
Contact Us
For questions or concerns about these Terms and Conditions, please contact us at (insert email) or call (insert contact number).
